Advanced Canada Workers Benefit (ACWB)

The Advanced Canada Workers Benefit (ACWB) provides advance payments of the Canada Workers Benefit (CWB) to eligible low-income workers. Instead of receiving the full CWB as a lump sum at tax time, eligible individuals receive three advance payments throughout the year. The ACWB is administered by the CRA and is designed to provide financial support closer to when it is needed.

The Advanced Canada Workers Benefit (ACWB) is one of the key income-support programs administered by CRA for Canadians. Understanding exactly when your ACWB payment will be deposited helps you plan your monthly budget, avoid unnecessary overdraft fees, and ensure bills are paid on time. On this page you will find the complete 2026 payment schedule along with guidance on what to do if a payment is late.

In 2026, there are 3 scheduled payment dates for the ACWB. The Government of Canada publishes these dates in advance so that recipients can plan accordingly. Payments are deposited directly into your bank account if you have enrolled in direct deposit. If you receive payments by cheque, allow additional time for mail delivery. We strongly recommend signing up for direct deposit through your My Service Canada Account or CRA My Account to receive your money on the earliest possible date.

Each scheduled payment date listed on this page represents the date on which the Government of Canada issues the payment. Depending on your financial institution, funds may appear in your account on the same business day or the following business day. If a scheduled payment date falls on a weekend or a statutory holiday, the payment is generally issued on the last business day before the holiday. The dates shown on this page already reflect those adjustments as published by the Government of Canada.

If you have not received your ACWB payment by 10 business days after the scheduled date, you should contact CRA. If you have not received your ACWB payment after 10 business days, contact the CRA at 1-800-387-1193 or check your CRA My Account. Before calling, make sure you have your Social Insurance Number (SIN) handy, along with details about your bank account and the specific payment you are inquiring about.

Common reasons for a missed or delayed ACWB payment include: a change in your banking information that was not updated with the government, a change in your eligibility status, an outstanding balance with the CRA, or a processing delay due to high volume. If you recently changed banks, make sure to update your direct deposit information well before the next payment date to avoid any disruption.